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Fiona Phang

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A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Fiona Phang
 
 
 
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WhatsApp me at +65 82681051  
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Testimonials and Referral Notes

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Yie Zheng, Engineer

我是在刚来到新加坡工作的前三个月通过哥哥的介绍认识 Fiona 的~那时候对新加坡的保险制度、储蓄方式完全不熟悉,也不知道自己在这边需不需要重新做规划。Fiona 非常亲切、有耐心地和我聊了很久,了解我的背景后,还特别帮我一起看了我在马来西亚买的保单。 她不是一上来就推荐产品,而是一步一步地帮我厘清目前在马来西亚有哪些保障,再结合我现在在新加坡生活、工作的实际情况,告诉我这里可以做怎样的安排,哪一些保障在这里是必要的,哪一些是可以补上的,让我对自己的整体保障有了更完整的概念。谢谢Fiona,以后有朋友同事想了解一定介绍给Fiona。

Xiang Yi, Store Manager

我是在姐姐的推荐下认识 Fiona 的,她是我姐姐的理财顾问。刚好那段时间我也有打算在新加坡开始规划存钱的计划,于是就主动联系了她。 一开始还有点紧张,担心会不会像传统印象中的保险代理那样一直推销产品,但和 Fiona 聊过后,完全打消了这种顾虑。 Fiona 是一个非常亲切、真诚又专业的顾问,完全不会强行推销任何产品。整个过程她都非常耐心地倾听我真正的需求,也帮我分析不同方案的差别,最后为我量身定制了一份既能储蓄、又有保障的保险计划,让我对未来的理财目标变得更清晰,也更安心。 她会站在我的立场去思考最适合的安排,而不是只是为了成交。跟她聊完后,我感受到的不只是专业,更是一种被“照顾到”的感觉,也让我对保险这件事有了更正面的认知 如果你也在新加坡工作、生活,有想要好好存钱或者为未来做准备的想法,我非常推荐 Fiona。她是一个你可以放心交谈与信任的理财顾问😊

Zhen, administrator

通过同事认识Fiona,把我一家人的保单细心的分析和专业的讲解。 根据我们各人的需求和能力范围内帮我们规划。 交谈过程中很亲切也了解很多关于保单的知识,不强行推销。 有朋友要买保险,一定把Fiona推荐。 很幸运遇见Fiona,谢谢你。

Khai Bing

经过朋友的介绍认识到 Fiona, 让我对保险有了更多的了解。对于完全没有保险知识的我,Fiona 也很有耐心的回答我的问题,过程都很轻松,像朋友聊天。她也会根据你的经济能力去定制适合你的保单。想了解保险的朋友,推荐 Fiona.

Daniel Ow

I cannot recommend Fiona enough! She took the time to thoroughly understand my needs, explained all my options clearly, and helped me find the perfect coverage at a competitive rate. What truly sets Fiona apart is her dedication to outstanding customer service. She is always responsive, patient, and proactive whether I have questions, need to file a claim, or just want to review my policy. Thanks to Fiona, I feel confident and well-protected.

Cavrine, early childhood interventionist

本来是听说过有保新加坡和马来西亚两边,就去见见这位漂亮妹妹。介绍蛮详细很专业,细节上也会认真回答我,还会给比较适合我个人的保单,也会考虑我的经济问题帮我尽量降低费用,谢谢你❤️